Pooling and Sweeping Services Managing liquidity is a challenge for internationally operating companies. BTMUH offers various cash management service products in various currencies including automated cross border & domestic sweeping, actual pooling and notional pooling to assist our customers to setup most suitable structures for efficient liquidity management. Cash management (Cash Pooling) structure is designed carefully to meet each customer’s specific needs. Our service includes; Automated Cross Border Sweeping Sweeping is automated daily into/out of the account(s) held at BTMUH at the cut-off time. Our cut-off time is currently set at 16:00 Central European Time and a daily sweeping is done in real time. Automated Domestic (Internal) Sweeping Sweeping from one account to another account held at BTMUH is done daily. Cut-off time is currently set at 17:00 Central European Time and a daily sweeping is done in real time. Actual Pooling (Pooling with physical fund movement) Actual Pooling, often called as “Zero Balancing” is concentration of fund from one or more accounts into the master account. The balances of sub accounts are transferred to the master account at the end of day with the same day value, therefore, the master account hold overall net cash position of the company or the group of companies. Notional Pooling (Pooling without physical fund movement) With Notional pooling, there is no physical fund transfer between accounts. Balance of each account will be combined only for calculating net balance purpose. Automated Interest Calculation and Allocation Cash Pooling Interest is calculated by BTMUH daily and pooling benefit is allocated monthly to participating companies. Pooling statement reporting Pooling calculation statement is issued and delivered to pooling master company (and each pooling participating company) every month. To better understand our customer’s financial requirement in cash management, BTMUH assigns a dedicated Team to each customer to provide seamless access to our local, regional and global cash management services.